碳金融背景下我国商业银行业务创新研究

Study on Commercial Bank Business Innovation in the Background of Carbon Finance

在国际碳金融快速发展的背景下,我国商业银行应通过创新经营理念、完善绿色信贷、开发多样化的CDM中间业务和碳金融理财产品等途径,积极开展碳金融业务。这不仅是商业银行拓展盈利模式的需要,更是服务低碳经济发展和应对国际竞争的需要。

Under the background of rapid development of international carbon finance,China＇s commercial Banks should innovative management concept,perfect green credit,develop more CDM intermediary business and the carbon financial products,so as to developing a variety of carbon finance business.This is not only the need of commercial Banks to expand profit model,especially servicing the needs of the development of low carbon economy and coping with the international competition.