我国民间金融发展中存在的问题及对策建议

Problems existing in the Private Finance in Our Country and the Countermeasures and Suggestions

民间金融是指个人、家庭、企业之间通过绕开官方正式的金融体系而直接进行的、尚未纳入政府监管范围的、未取得合法地位的金融交易活动。民间金融在支持民营经济发展,促进农村经济发展中发挥了积极作用,但在其发展过程中还存在着一些问题。本文分析了我国民间金融存在的问题,并提出了对策建议。

Private finance is to point to individuals, families, enterprises directly by bypassing official formal financial system, has not yet been incorporated into the scope of government regulation, without legal status of financial activity. Private finance has played a positive role in private economy and rural economy, but some problems still exist in the process of its development. This paper analyses the problem of informal finance in our country, and puts forward some countermeasures and suggestions.