校企合作“实责险”的法律特征及功能

The Characteristics and Functions of Liability Insurance for Students of Polytechnic while Practical Training

从法理角度对"实责险"的定义和特征进行概括和阐释,从而推知"实责险"是一种商业性质的第三者责任保险,"实责险"遵循自由自愿、平等协商的原则。从"实责险"对校企合作制度的意义得知,"实责险"有利于弥补契约性的校企合作制度功能上的不足。

The article summarizes and explains the definition and characteristics of ＂Liability Insurance for Students of Polytechnic While Practical Training＂ from a legal point of view. It argues that the ＂Liability Insurance for Students of Polytechnic While Practical Training＂ is commercial and a third party liability commercial insurance. The parties of the ＂Liability Insurance for Students of Polytechnic While Practical Training＂ will follow the principle of voluntariness and equity to build the relationship. The ＂Liability Insurance for Students of Polytechnic While Practical Training＂ will be helpful to make up the deficiency of the function of institution of school-enterprise cooperation.