我国农民参加新型农村社会养老保险影响因素研究——来自宁夏451户农村家庭的调查数据

On the Factors of Peasants Participate in New Rural Social Old-age Insurance in China——Based on 451 Households Survey Data in Ningxia

文章基于宁夏451户农村家庭的微观调查数据,采用描述性统计分析和Logistic回归分析的方法,对西部民族地区农民参加新型农村社会养老保险的影响因素进行了研究。结果发现:(1)农民参加新型农村社会保险的积极性较高,三个试点县的平均参保率达到了75.4%;(2)个人特征中的年龄、民族与学历,家庭特征中的人均收入与耕地亩数,信息特征中的了解程度,以及邻居影响7个因素对农民参保具有显著的影响。文章发现,民族特征在农民参加新型农村社会养老保险过程中具有显著作用,而高学历和高收入的农民的参保概率反而比较低。

This paper uses interactive analysis and logistic regression analysis methods,discusses the factors of peasants participated in New Rural Social Old-age insurance in the western minority areas,based on 451 rural households in Ningxia micro survey data.The results showed that： 1.The average enrollment rate reached 75.4% in the three pilot counties,suggest that most of peasants like to participate in New Rural Social Old-age insurance.2.Personal characteristics such as age,ethnicity and education,household characteristics included per capita income and land,and understanding of the information,influence of neighbors have a significant impact on the peasants enrollment behavior.Compared with the existing literature,we first found that ethnicity has a significant impact on the peasants enrollment behavior.Meanwhile,highly educated and highly income peasants don’t like to participate in New Rural Social Old-age insurance.