德美日国家工伤保险制度探赜及启示

Comparison and Reference of Work Injury Insurance Syetem in the Major Developed Countries

农民工工伤保险关乎亿万农民工的健康和国家的长治久安,将更多农民工纳入到工伤保险体系中,充分发挥农民工工伤保险的效用,使农民工享受工伤保险补偿是解决"三农"问题的迫切需要。发达国家特别是德美日三国,工伤保险制度成熟,中国可借鉴其有效经验,拓展农民工社会保障研究的视野。当前需要渐进扩大农民工工伤保险制度的覆盖范围,强化政府的监控作用,健全农民工工伤预警机制、康复机制和补偿机制,完善工伤保险制度以解决农民工的后顾之忧。

As far as migrant workers are concerned,there is an instinctive desire for them to be enrolled into the injury social safety net and enjoy social security rights.However,as a vulnerable group,with employers in the game,they don’t have the ability to claim occupational safety and labor rights protection.On one hand,it is necessary to adopt the beneficial arrangement for migrant workers.On the other,it is also essencial to establish multiple security mechanisms constituted by government supervision,including corporation responsibility,fighting for rights by labor union,health service and social assistance system.It is crucial to accelerate the pace of implementation of ＂ Prevention-Rehabilitation-Compensation＂ trinity-type of injury insurance..It is also necessary to jointly safeguard the rights of migrant workers to achieve injury risk reduction on the basis of supervising the fulfillment of social responsibilities by all parties.