重整程序中有担保债权人利益保护的必要性探讨

Necessity of Benefit Protection of Secured Creditors in Reorganization Procedure

重整制度具有申请主体的多元性、目标的多重性、受理重整的条件限制少、担保物权的行使受限制等特征。其目的在于积极的拯救困境企业,防止因企业破产造成的失业和再就业困难,有利于社会稳定和谐。法律限制有担保债权人行使担保权,是企业重整成功的必然要求和社会整体利益的价值追求。由于有担保债权人承受的风险最大,为了维护公平正义理念的实质要求,以便于重建担保制度的信用秩序,有必要给予有担保债权人保护和补偿机制,从而使得有担保债权在限制与保障之间获得相对平衡。

Reorganization system has the features in terms of diversified application subjects, multiple objectives, few restriclions of ad- missibility of reorganization and restricted exercise of real rights for security. The purpose of the system is to save struggling enterprises actively, prevent unemployment and difficulties of re-employment caused by bankruptcies, which is conducive to social stability and har- mony. Legal restricts of secured creditors in exercising the real fights for security is the inevitable requirement for a successful reorganiza- tion and the value pursuit of the whole society. As secured creditors bear the greatest risk, in order to maintain the substantive require- ments of fairness and justice to rebuild the credit order of the guarantee system, it is necessary to offer secured creditors protection and a compensation mechanism in an effort to have the real rights for security maintain a relative balance between restrictions and safeguards.