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古今中外的高利贷

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摘要 高利贷现象并非中国独有,古今中外皆有之。本文通过考察中外高利贷发展轨迹,借鉴西方发薪日贷款监管经验,研究认为:在我国,高利贷管制的终极目标是将其从生产资金市场上退出;高利贷管制的起点是对经营机构资质的核准;高利贷管制的重点不必放在利率水平的高低上;高利贷管制的关键在于引入竞争机制。
作者 戴鸿丽
出处 《财会月刊(中)》 2013年第7期59-61,共3页 finance and accounting monthly
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