摘要
我国是自然灾害多发的国家,随着全球气候的变化和城市化进程等因素的影响,地震、洪水、台风等重大自然灾害的发生频率与强度显著增高。对此,一个全面而有效的巨灾保险体制的建立势在必行。而巨灾保险的成功运营需要一个稳健的"动力机制"。其中,经营模式是关键。通过对国外巨灾保险经营模式的分析与总结,提出对我国巨灾保险经营模式的立法建议。
Our country has suffered the hits from lots of natural disasters,including earthquake,floods,typhoons,and other main natural disasters.In recent years,with the development of process of urbanization and the impact of global climate change,extreme weather and large natural disasters have an obviously increase.Due to that,catastrophe insurance has become one of the most important institutional arrangements in catastrophe risk management,and the operational mode of it is the key.This paper puts forward legislative proposals on the operational mode of catastrophe insurance,by the analysis and summary of foreign catastrophe insurance operational mode.
出处
《河北法学》
CSSCI
北大核心
2013年第6期180-185,共6页
Hebei Law Science
关键词
巨灾保险
经营主体
经营模式
catastrophe insurance
legal system
operational mode
