摘要
当前影子银行系统日益成为影响我国金融系统稳定运行的重要风险因素。然而,国内对于影子银行及其风险程度的认识却相对不足。本文在对国内影子银行系统概念和范围进行界定的基础上,评估了影子银行系统的总体风险,识别出高收益理财产品、地方政府债务、部分三四线城市房地产信托等是当前影子银行系统的主要风险隐患。
Shadow banking system is posing potential risks to China’s financial stability.However,our cognition to shadow banking system and it’s risk is not enough.This paper reviews and defines the concept and range of shadow banking system,evaluates the collectivity risks of shadow banking system,then identifies that high yield financial products,local government debt and some real estate investment trust(REIT)of third or fourth tier cities are the main potential risks of shadow banking system.
出处
《区域金融研究》
2013年第7期24-28,共5页
Journal of Regional Financial Research
关键词
影子银行系统
风险
监管
Shadow Banking System
Risk
Regulation
