政策变迁下武汉市民营经济外源融资现状分析

武汉市作为中部最大的城市,其民营经济对当地经济的贡献占到半壁江山,但融资难一直是困扰当地民营经济发展的主要保障。金融危机后,国家和地方政府对民营经济发展给予了极大的关注和较多的金融支持,使得近三年来武汉市民营经济外源融资环境得到相对改善,融资效果有一定显现。但与国有经济相比,其间接融资成本偏高,难度偏大,额度偏小;直接融资中的债权融资和股权融资门槛相对太高,获批企业少;与民营经济自身的融资需求相比,还远未从根本上解决民营经济资金短缺的问题。

In Wuhan, the largest city in middle China, whose private economy has accounted for half of the local economy, the financing difficulty usually hinders the further development of the local economy. After the monetary crisis in the year 2008, both the central and local governments in China have paid great concerns and financial supports for further development of the private economy. Therefore, the external financing environment for private economy has been improved in recent three years in Wuhan. However, in comparison with the state- owned economy, the indirect financing of the private economy has the characteristics of high cost, great difficulty and small amount, and the direct financing has the characteristics of high thresholds for debt financing and equity financing and few approved enterprises. In accordance with the financing demands in the private sector, the problems of finance shortage in private economy is still far from havin~ been solved fundamentally.