亟待发展的建设工程保险

The Insurance of Construction Project that need Development

建筑工程保险是建筑工程项目风险管理的有效手段之一 ,以交纳工程保险费为代价将工程风险转移给专业的风险承担者——保险公司。本文综合介绍了建筑工程保险的特征、作用 ,并结合我国工程保险的实际 ,对推广建筑工程保险制度进行了简要的探讨。

Construction insurance is one of the effective means of construction risk management. It is a method to deal with risks, which shifts most of construction risks to a professional risk bearer—insurance company, at the cost of premium. This paper analyzed the characters and effects of construction insurance, combining with the practice in China, and suggested popularizing the construction insurance system in China.