地方性商业银行跨区域经营分析——以宁夏为例

The Analysis on Cross-region Operation of Local Commercial Banks——A Case of NingXia

我国地方性商业银行自2006年政策"允许跨区"后,众多具备条件的地方性商业银行迅速掀起了异地扩张潮。本文以宁夏银行、石嘴山银行和黄河农村商业银行的跨区域经营为案例,介绍了三家地方性商业银行跨区域经营的现状,分析了商业银行跨区域经营的有益探索,在此基础上对地方性商业银行跨区域经营提出几点建议。

Since local commercial banks were permitted to expand their business beyond the local region, many qualified local commercial banks have done so. Taking the cross-region operation of Bank of Ningxia, Bank of Shizuishan and Yellow River Rural Commercial Bank as the example, the paper introduces the present situation of cross-region operation of above three local commercial banks, analyzes the beneficial exploration made by them, and puts forward some suggestions on cross-region operation of local commercial banks,.