3Lyn C. Thomas, David B. Edelman.Credit Scoring and Its Applications [M].Philadephia Pennsylvania, USA:Society for Industry and Applied Mathmatics, 2002.
4Thomas L. C. A Survey of Credit and Behavioral Scoring:. Forecasting Financial Risks of Lending to Customers [J]. International Journal of Forecasting, 2000, 16: 149-172.
5Huang Z., Chert H., Hsu C., et al. Credit Rating Analysis with Support Vector Machines and Neural Networks: A Market Comparative Study [J]. Decision Support Systems, 2004, 37(4): 543-558.
6Reichert A. K., Cho C. C., Wagner G. M. An Examination of the Conceptual Issues Involved in Developing Credit-scoring Models [J]. Journal of Business & Economic Statistics, 1983, 1(2): 101-114.
7Friedman J. H. Multivariate Adaptive Regression Splines [J]. The Annals of Statistics, 1991,(1):67.
8Liang Z., Li Y., Shi P.A Note on Two-dimensional Linear Discriminant Analysis [J]. Pattern Recognition Letters, 2008, 29(16): 2122-2128.
9Schebesch K. B., Stecking R. Support Vector Machines for Classifying and Describing Credit Applicants: Detecting Typical and Critical Regions [J]. Journal of the Operational Research Society, 2005, 56(9): 1082-1088.
10Ab dou H. A. Genetic Programming for Credit Scoring:. The Case of Egyptian Public Sector Banks [J]. Expert Systems with Applications, 2009, 36(9): 11402-11417.
9Ajzen,I.Attitude,personality,&behavioral.Milton Keynes:Open University Press,1989.
10Ajzen,I.From intentions to actions:A theory of planned behavior.In J.,Kuhland J.Beekmann(Eds.),Action controls:from cognition to behavior,New York:Springer Veflag,1985:11-39.Ajzen,I.From intentions to actions:A theory of planned behavior.Heidelberg:Springer,1985.
