破解我国中小企业出口贸易融资瓶颈的思考

Reflections on Breaking Export Trade Financing Bottleneck of Small and Medium-sized Enterprises in China

传统融资产品同质化、新型贸易融资产品匮乏是目前中小企业国际贸易融资的现状。国际贸易融资瓶颈的内因缘于融资企业本身,外因缘于融资银行和外部环境。从企业、银行和外部环境角度,分析破解融资瓶颈的对策,对我国中小企业出口贸易的稳定增长意义重大。

The international trade financing of China＇s small and medium-sized enterprises is faced with the homogenization of traditional financing products and the scarcity of new-fashioned financing products.The internal cause of the international trade financing bottleneck lies in financing enterprises themselves,while the external cause is with the financing banks and the exterior environment.The analysis of the strategies of solving the problems of financing bottlenecks from the perspectives of enterprises,banks and the exterior environment is of vital importance to stable development of export trade of China＇s small and medium-sized enterprises.