我国农村金融市场的供需矛盾和成因分析

The Analysis of Contradiction between Financial Supply and Demand of China's Rural Financial Market

农村金融市场对推动农村经济的可持续发展具有巨大作用,然而目前我国农村经济发展迟、农民收入水平增长缓慢,本文认为其主要原因在于金融抑制,农村金融整体供需失衡,难以发挥农村金融的基本功能。虽然我国农村金融发展速度很快,规模也迅猛扩大,金融体系也进行了多次改革,但是,农村金融问题仍得不到很好地解决。由于农业、农村经济和农民问题始终是我国经济发展中的重要问题,因此,本文从供求理论视角出发,以一般功能理论为基础,对当前面临的困境及其成因进行全角度的剖析,有着较为重要的理论和现实意义。

The rural financial market has great effect on the sustainable development of rural economy, but at present our countryside economic development later, the income level of farmers slow, this paper holds that the main reason lies in the original financial repression, rural finance overall imbalance between supply and demand, the basic functions can not work to develop rural finance. Although the rate of development of country rural finance is rapid, scale expansion, the financial system has carried out several reform, however, the rural financial problems are still not solved very well. Because the agricultureeconomic problem is always the important for the national economic, therefore, this article from the perspective of supply and demand theory analyzes the angles of the plight and causes of current situation, which has the important theory and practical significance