宏观审慎监管的基础问题研究

Analysis of Basic Issues of Macro-prudential Supervision

宏观审慎监管其实起源于上世纪末,但一直未得到相应的关注,2008年由美国次贷危机引发了全球金融危机之后,宏观审慎监管开始得到各国的重视,随之我国对宏观审慎监管的研究也开始进行。在2012年全国金融工作会议上,将系统性金融风险防范制度作为十大课题之一,并将宏观审慎监管作为系统性金融风险防范制度的子课题进行部署,足以见得我国对宏观审慎监管的高度重视。我国的宏观审慎监管还存在许多问题,但这并不妨碍加强宏观审慎监管将成为金融监管发展的未来方向和大的趋势。

Macro-prudential supervision appeared at the end of last century,but it didn＇t get any attention.Owing to the financial crisis,the macro-prudential supervision has drawn people＇s attention and the study of it has been carried out in our country.The 2012 National Financial Work Conference defined systemic risk prevention as one of the ten big subjects and macro-prudential supervision is the sub-subject of systemic risk prevention,from which we can see our country has paid great attention to it.However,there are still many problems to solve in the macro-prudential supervision,but it is the future and tendency of the financial regulation.