摘要
本文通过建立面板数据模型分析了我国商业银行资本结构与流动性的关系,实证结果表明银行资本结构对于流动性状况产生重要影响,银行杠杆率和资本充足率越高,其面临流动性风险就越小;此外,银行规模和盈利水平也对流动性状况产生重要影响。重视银行流动性管理,优化银行资本结构,强化银行资本监管,激励银行稳健经营,对于维护宏观金融稳定、促进经济和社会发展有重要意义。
The article constructs a panel data model to analyze the relationship between capital structure and liquidity of China's commercial banks.The empirical result shows that capital structure has an important impact on bank liquidity.The higher the leverage ratio and capital ade quacy ratio are,the smaller the liquidity risk is.Besides,bank size and profitability also have important influence on liquidity.It's of vital impor tance in maintaining macro finance stability and promoting economic and social development to value liquidity management,optimize capital struc ture,strengthen the supervision and regulation of bank capital and encourage steadfast management.
出处
《上海金融》
CSSCI
北大核心
2013年第8期43-47,117,共5页
Shanghai Finance
