《征信业管理条例》解读与商业银行应对之策

An Interpretation of "Regulations on Administration of Credit Reference Industry" and Countermeasures for Commercial Banks

《征信业管理条例》的颁布实施将对商业银行经营活动产生直接或间接的影响。对《征信业管理条例》的主要内容进行诠释,并提出几点应对措施,以期对商业银行正确适用《征信业管理条例》有所裨益。

The enactment of ＂Regulations on Administration of Credit Reference Industry＂ will have direct or indi- rect impact on commercial banks＇ business activities. The paper tries to interpret the main contents of ＂Regulations on Administration of Credit Reference Industry＂ on which commercial banks should focus, and puts forward some countermeasures so as to help commercial banks correctly apply the regulations.