基于学贷险视角的海西建设人才培养探讨

Talent Cultivation in West Coast of Taiwan Strait in the Perspective of Student Loan Insurance

学贷险作为一种金融创新产品,能够有效转稼银行风险,切实地帮助助学贷款的顺利推行,解决贫困学生上学难的问题。针对学贷险业务推动过程中存在的问题,分析福建学贷险业务发展中遇到的瓶颈和障碍,提出了促进学贷险业务发展的对策和建议。

Student loan insurance, one of the financial innovation products, can lower the bank risk, promote grant - in - aid loan and solve poor students＇ financial burden. This paper analyses student loan insurance in Fujian province and then puts forward some suggestions to promote its development.