云计算对我国金融业发展和创新的思考

Thoughts on Cloud Computing and the Development and Innovation of China's Financial Industry

云计算作为一种新型计算模式和资源组合模式,将虚拟资源转化为动态的、可伸缩的服务,不仅降低了IT基础设施建设成本,同时也提供了一种灵活、敏捷的服务模式。它相对传统的IT模式来说,云计算的出现和快速发展为金融业带来了重要的发展机遇。针对这一情况,分析云计算在国外金融业的发展和应用,思考其对我国金融业发展的重要启示。

As a new computing model and resources combined mode,cloud computing transforms virtual resources into a dynamic and scalable service.It reduces the cost of IT infrastructure and provides a flexi-ble,agile service model.The emergence and the rapid development of cloud computing provide opportuni-ties for the financial industry.This article studies the present situation,analyzes the development and ap-plication of cloud computing in foreign financial industry and gives thoughts on the implication of cloud computing in the development of China’s financial industry.