从个人理财规划视角看金融、保险专业人才培养的新方向

New Trends of Finance and Insurance Major's Personnel Training——A view from Personal Financial Planning

随着中国居民财产的快速增长,金融行业急需个人理财规划的专业人才,这为中国高等院校金融、保险专业的人才培养提出了新方向。从国外来看,个人理财行业的发展规范成熟,相关的高等教育也系统有序。而中国个人理财规划是一个新兴领域,在高等教育方面才刚起步。为此,应积极构建金融、保险专业个人理财规划的培养体系,增设个人理财课程模块,强化实践教学环节,加强与实际部门合作,培养多层次的专业人才,以顺应社会的需求趋势。

The rapid growth of Chinese resident property urgently requires professionals of personal financial planning in financial industry and is challenging talent cultivation of finance and insurance in China. In foreign countries, the development of the personal finance industry is mature and specific, and education system is also in order. In contrast, both personal financial planning and higher education are emerging in China. The author argues that great efforts must be made in terms of training system and course module with emphasis on practice and cooperation with the industry in an attempt to train multi-level professional personnel.