关于全能银行制度的思考

Reflection on the Universal-Bank Approach

文章简要回顾了全能银行制度与分离银行制度形成的历史背景 ,介绍了国际金融界对全能银行制度的重新评价和认同过程 ,最后提出我国应该逐步地实行全能银行制度的政策建议。

First, the article looks back on the history of the Anglo-American Model. Second, it states the process of re-acceptance of the Universal-Bank Approach in the international financial circle. Last, it suggests we should phase in the Universal-Bank Approach.