论我国保险中介产业组织政策的完善

本文强调了保险中介产业组织优化过程中政府的作用。政府的经济职能是制定保险中介产业组织政策,提高我国保险中介产业的竞争力,加强保险中介监管,以促进保险中介产业组织的优化。本文认为,现阶段我国应采取追求规模经济与适当管制相结合的产业组织政策,以推进和保证保险中介产业组织的优化。此外,为保证产业组织政策的实施,应建立与国际接轨的保险中介监管制度。

This paper emphasizes on the role of government in the insurance intermediary industry optimi zation. The economic function of the government is to establish the policy of insurance intermediary industry or ganization, and promote the competitive power of China＇ s insurance intermediary industry, and strengthen the insurance intermediary supervision. To promote and guarantee the optimization of insurance intermediary industri al organization, our country should adopt the policy of industrial organization pursuing scale economy and appro- priate control in the present stage. Besides, we should set up the supervision system that is consistent with devel oped countries to guarantee the implement of insurance intermediary industry policy.