浅析保险金利息争议

On the Dispute between Interests from Insurance Fund

保险合同约定的保险金额利息"自身故之日起计算,最长不超过一年"与保险金延迟给付利息不能混淆。被保险人或受益人有权要求双重给付。我国保险法对延迟给付利息规定不明,建议参照国外立法予以明确。

According to the insurance contract, the interest insurance compensation is calculated from the date of death to no more than one year. It is different from the interest of delay payment. The insured or the ben eficiary has the right to require double payment. There is no clause about delay payment interest in China＇ s In surance Law. It is recommended that it will be clear next revision reference to foreign legislation.