最高额抵押制衡体系的建构

The Construction of Maximum Amount Mortgage System

最高额抵押制度优越性与危险性并存,该制度虽具优越性,但缺陷不少,如立法上的规制欠缺。借鉴日本成熟的制度设计,构建基础关系、重复抵押、减额请求权、消灭请求权四位一体的制衡体系,有利于促进我国最高额抵押制度的完善。

The advantages and risks of maximum amount mortgage system are compossible. We recognize its advantages, while lacking of legislative regulation to its defects. Drawing lessons from Japan＇s mature system, constracting a four in one balance system, which is consists of basic relationship, repeated mortgage, deduction of claim, claira eliminated, with the aim of perfecting the system of maximum amount mortgage.