我国商业银行财务风险管理中的问题及优化路径

Problems in Commercial Bank Financial Risk Management of China and Optimization Methods

商业银行作为企业来说,银行效益的最大化和经营管理的最优化是企业的唯一经营目标,因此加强商业银行财务风险管理显得尤为重要。文章主要从我国商业银行财务风险管理中存在的问题和原因进行分析,从而找出完善我国商业银行财务风险管理的优化路径。

Commercial banks are enterprises, and the maximization of benefit and optimization of management is the only objective of enterprises. Therefore, it is very important to strengthen the financial risk management of commercial banks. This article mainly discusses the problems in commercial bank financial risk management of China and the causes and finds out the optimization methods of commercial bank financial risk management of China.