高校理财教育的必要性及实施途径探讨——基于对大学生理财行为的调查分析

An Inquiry into the Necessity and Approach of Implementing College Financial Management Education: Based on the Analysis of a Survey on College Students' Financial Management Behavior

通过对兰州六所高校大学生的消费和理财行为特征进行调查分析,认为大学生群体普遍存在非理性消费和理财意识、知识、技能薄弱的问题,因此认为开展高效理财教育是提高大学生自身素质和社会经济环境发展的客观要求,并提出通过开展理财教育系列选修课、开展校园理财讲堂、提供理财实践平台等途径加强对大学生群体的理财教育。

Through an investigation and analysis of the character istics of college students＇ financial management behavior in six colleges of Lanzhou, this paper holds that college students are weak in consumption and financial awareness, knowledge, and skills, the implementation of efficient financial management edu cation is the objective requirement to improve the quality of col lege students themselves and socio-economic environmental de-velopment, and proposes a series of aooroaches.