科技金融与金融创新中的农村金融合作社发展的思考——基于中小型科技企业融资的视角

Technology Finance and Financial Innovation Development of rural financial cooperatives——Based on the perspective of SME financing

从增强国家金融科技创新能力出发,研究农村金融合作社,根据农村中小型科技企业的发展现状,重新构建农村金融合作社的运行机理和操作流程,降低中小型科技企业的融资成本,改善中小型科技企业融资难的有效机制,并有效实施贷后风险管理。农村金融合作社科技创新与金融创新对促进农村区域经济增长有着非常明显的现实意义。

from the strengthening of national financial technology innovation capability departure, Study of rural financial cooperatives, According to the current development of SMEs in rural areas, rural financial cooperatives rebuild op- eration mechanism and operational procedures, Reduce the cost of financing for SMEs and improve an effective mechanism for financing of SMEs and the effective implementation of the loan risk management. Rural financial cooperatives technologi- cal innovation and financial innovation to promote economic growth in rural areas has a very clear practical significance.