析骗取贷款、票据承兑、金融票证罪的适用——以A实业有限公司骗取银行承兑汇票案为分析样本

The Application of the Crime of Cheating Loan,Bills Acceptance and Financial Tickets——A Sample Analysis of the Case of A Industrial Co., Ltd.Defrauding Bank Acceptance Bills

骗取贷款、票据承兑、金融票证罪侵犯了正常的金融管理秩序和金融机构信用安全;客观上实施以欺骗手段取得银行或者其他金融机构贷款、票据承兑、信用证、保函等,给银行或者其他金融机构造成重大损失或有其他严重情节的行为;主观方面为故意,但不具有非法占有目的;主体方面既可以是自然人也可以是单位。

The crime of cheating loan,bills acceptance and financial tickets violates the normal financial management order and credit security of financial institutions.Objectively,the offender obtains a loan,bills acceptance,letters of credit,guarantees,etc.by fraud from banks or other financial institutions,resulting in significant losses of the financial institutions or involving serious circumstances.The subjective aspect is with deliberate intent,but has no purpose of illegal possession.The subject of the crime can be a natural person or a unit.