摘要
传统产业组织理论认为,市场结构对市场绩效有显著影响。文章通过对2003-2011年的相关数据分析了我国商业银行的市场结构与市场绩效,并基于SCP范式研究了市场结构对市场绩效的影响。结果发现,银行业务市场结构不显著影响市场绩效,我国银行业不应该盲目追求扩大市场规模和市场份额,而更应该致力于提高自身的经营管理及效率。
The traditional theory of industrial organization considers market structure has a significant effect on market performance. This article through the analysis of the related data of 2003 - 2011 analyses our country commercial banks＇ market structure and market performance, and based on the SCP paradigm, also studies market structure and market performance. Results show that the banking market structure does not significantly affect the market performance. China＇ s banking industry should not pursue blindly expand the market size and market shares, and more should be done on focusing on improving their management and efficiency
出处
《金融教育研究》
2013年第4期24-27,66,共5页
Research of Finance and Education
关键词
商业银行
市场结构
市场绩效
commercial bank
market structure
market performance
