银行网络金融风险与管理分析

Analysis of risk and management for the bank internet finance

作为互联网与银行的结合产物,网络金融促进国内金融市场的发展,提高银行金融服务水平,成为未来银行发展趋势。然而,网络金融存在一些问题,除了银行的传统风险,银行还需要注重网络风险管理,进一步保证网络金融的运行环境,加强银行风险管理,建立一个安全有效的网络金融系统。

As the combination of the internet and the bank, internet finance promotes the development of the domes- tic finance market. And it improves the level of the bank service. It will be the trend of the bank. However, there are some problems in the internet finance. In addition to the traditional risk for the bank, bank still needs pay at- tention to the internet risk management and ensure its operating environment. Banks should strengthen the risk management and build a more efficient system fo~ the internet finance.