完善国有商业银行风险管理的构想

Consideration of Perfecting Risk Management of State-run Commercial Banks

以商业银行的“三性”和“四自”为立足点，结合巴塞尔协议和中国人民银行对商业银行逐步推行资产负债比例管理的要求，分析、评述国有商业银行风险管理的现状，寻找差距和存在的问题，并就完善商业银行风险管理提出一些思路和对策．

Based on making profit safe mobility and autonomous management of full financial responsibility BIS agreement and the commercial-bank-management demand of People's Bank of China the present risk management of state-run commercial banks is analyzed and commented in this paper. Some existing problems are found, and ideas and counter-measures are put forward.