企业征信在防范信贷风险维护金融稳定中的应用和拓展探析

The Application and Expansion of Business Credit Investigation in the Prevention of Credit Risk and the Maintanance of Financial Stability

本文阐述了企业征信在防范信贷风险、维护金融稳定中的重要地位和功能体现,并结合实践中防风险维稳定对企业征信的相关要求,提出了若干改进建议。

The article describes the important position and function embodiment of business credit investigation in preventing credit risk and maintaining financial stability.Considering the requests of preventing risk and keeping stability in practice to business credit,the article gives several recommendations for improvement.