基于信息技术的银行缴费支付的研究

Study of Bank Payment Based on Information Technology

本文在分析手机银行应用现状及手机支付发展趋势的基础上,论证了研发贴近生活的缴费支付功能的必要性和迫切性,并结合现有成熟的信息技术,提出了应用于手机银行的缴费模式和支付模式,从功能创新出发来拓宽手机银行的应用面,提高手机银行的竞争力。

Based on the analysis of the current situation and the trend of mobile payment, this article demonstrates the necessity and urgency of developing daily used payment function. Combined with the existing mature information technology, this article proposes payment modes applied in mobile banking, broadening the application of mobile banking through function innovation in order to improve the competitiveness of mobile banking.