京津冀科技型中小企业政策性银行法律保障制度构建

Small and Medium Technology-based Enterprises Bank and Construction of Its Legal Security System

建立京津冀科技型中小企业发展银行利于促进体现低碳理念的科技型中小企业发展,京津冀具有建立科技型中小企业发展银行的区位优势和条件,京津冀三地应该立足地区关联以及经济和社会发展一体化的现实,实施协同发展,组建区域性的政策性金融机构——京津冀科技型中小企业发展银行。建立科技型中小企业发展银行的关键是要明确服务对象、明确分类融资的经营方针和融资服务模式,同时,制定《京津冀科技中小企业发展银行条例》,对科技型中小企业发展银行的属性、服务对象、经营方针和融资模式等进行规范,确保科技型中小企业银行运行的法治化。

To develop small and medium low-carbon technology-based enterprise, it＇s necessary to establish the policy lender bank. There are regional advantages and conditions to establish such banks in JingJinJi of China. The key to establishing the development bank of small and medium technology-based enterprise is to define the service target, the business policy of classified finance and the pattern of finance. Meanwhile, Rules of such banks should be made to regulate the attribute of the bank, service target, business policy and pattern of finance and etc. Thus, legalization of these banks is guaranteed.