基于产业结构调整的信贷资金有效配置

Effective allocation of credit funds based on industrial structure adjustment

针对产业结构调整中信贷资金配置存在的问题,采用归纳分析的方法,分析了信贷资金在产业结构调整中存在的问题,提出促进贷款品种、客户和区域结构的优化、积极参与制定地方产业发展规划、调整产业结构布局,优化信贷机构等对策。提高信贷资金的配置效率具有指导意义。

In view of the problems in credit funds allocation in the industrial structure adjustment,an inductive analysis was made of the problems of credit funds in the industrial structure adjustment.Countermeasures are proposed in light of promoting the optimization of loan variety,customer structure and region structure,actively participating in the making of local industry’s development plan,adjusting the layout of industrial structure,and optimizing credit mechanism.This will provide guidance for improving credit funds’allocation efficiency.