我国商业银行个人理财业务问题探讨

Discussion on Personal Finance of Commercial Banks in China

随着我国经济的快速发展,国民收入水平不断提高,居民理财意识增强,与此相适应,商业银行的个人理财业务得到快速发展。本文结合目前商业银行个人理财业务发展现状,剖析其存在的问题,思考商业银行个人理财业务发展的对策。

With the rapid development of Chinese economy, the national income has been increasing. Citizen＇s financing consciousness is strengthening and accordingly the business of personal finance fast develops. In this study, the present situation and problems of personal finance of commercial banks in China are analyzed. Some ad-vice is also put forward.