协同理论视角下的金融监管

Financial Regulation Based on Synergy Theory

随着金融全球化的发展,金融体系的安全性问题日益突出,加强金融监管成为各国政府和金融管理当局的重心。本文从系统科学的分支——协同学的角度出发,利用所构建的协同度模型对我国的金融监管系统进行了实证分析,通过实证结果发现,我国金融监管系统的整体协同度不高,三个监管子系统中,银行监管子系统的发展是最好的;证券监管子系统和保险监管子系统呈现出无序波动的发展状态。

Along with the development d financial globalization, security issues have become increasingly prominent in the financial system, how to strengthen the supervision and management d financial institu- tions, has become the consensus of governments, financial management authorities. This paper based on sys-tem science branch - synergetics as the theoretical basis, using synergies model to analysis China＇s financial regulatory system, thnugh empirical results show that degree d synergy d China＇s financial regulatory sys-tem is not high, and the development d the banking supervision subsystem is the best; secm-ities regulation and insurance supervision subsystem present the disorderly fluctuations of the development state.