大学生医疗保险制度的实效性分析

The Effectiveness Analysis of Undergraduates' Social Medical Insurance System

目前各地大学生医疗保险在实行过程中存在的问题具有多样性,面临着参保率低、报销水平有限、保险效果不佳等难题。该文对此进行了论述,并从政府、学校和个人三个角度为完善大学生医疗保险制度提出了相应对策。

At present, different problems exist in the insurance in the process of implementing in different areas, such as the enrollment rate is low, the level of reimbursement is limited, insurance is ineffective and so on. In view of this, the article makes the discussion of the relevant aspects and makes up some corresponding countermeasures to improve the undergaduate medical insurance system from three angles of the tgovernment, schools and individuals.