科技型企业知识产权信用担保融资问题分析

Analysis on Credit Guarantee Financing for Intellectual Property in Sci-tech Enterprises

融资难问题制约了科技型企业的快速发展。目前,科技型企业知识产权信用担保融资过程存在评估机制不完善、从业人员专业能力欠缺、稳定与有效的可担保知识产权缺乏等问题。因此,应通过完善评估机制、加快人才体系建设、设立信用担保基金、加大风险防范力度,促进科技型企业发展。

Financing dilemma constrains the rapid development of sci - teeh enterprises. At present, the main problems existing in credit guarantee financing for intellectual property in sci - tech enterprises are ： inadequate assess- ment mechanism, employees having poor professional competence, lack of stable and effective intellectual property that can be guaranteed and so on. Therefore, it＇ s necessary to take such actions as improving the assessment mechanism, accelerating talent system construction, establishing credit guarantee funds, enhancing risk prevention, so as to promote the development of sci - teeh enterprises.