个人信息泄露对金融消费者造成的诈骗隐患及建议

The Potential Fraud Risks Caused by the Leakage of Personal Information on Financial Consumers and Suggestions

随着社会经济的发展,新型高科技产品如雨后春笋般不断涌现,智能手机、电话、互联网等电子科技产品已进寻常百姓家。网上理财、缴费、购物、转账,电话购物、转账、缴费ATM自助服务等新型金融服务产品已普遍被社会大众所接受。但新型科技产品是把双刃剑,在给人们带来方便的同时,也给不法分子提供了犯罪的温床。本文介绍了个人信息保护法律条文及相关案例,并提出完善个人信息保护相关建议。

With the development of the society and economy, the new high-tech products such as intelligent mobile phone, tele- phone, intemet and other electronic technology products have been into the homes of ordinary people just like bamboo shoots after a spring rain. New financial services products such as online financing, payment, shopping, transfer, shopping and transfer via telephone, and ATM self-service payment have generally been accepted by the public. But new technology products are a double-edged sword which brings convenience and also provides chances to criminals. The paper introduces the laws on personal information protection and related cases, and puts forward relevant suggestions on perfecting the personal information protection.