农业保险大灾风险分散机制的财政支持依据及路径选择——以吉林、安徽、四川三省为例

Justification and Path Selection for Public Finance to Support the Risk Diversification Mechanism of Agriculture Insurance

大灾风险分散机制是农业保险持续健康发展的重要制度保障。本文对目前我国各地的农业保险大灾风险分散机制进行了梳理,并以吉林、安徽、四川三省为例论证了财政支持农业大灾风险分散机制的必要性。在此基础上,总结了财政支持农业保险大灾风险分散机制的主要方式,并结合我国实际探讨了财政支持农业保险大灾风险分散机制的具体实施路径。

This paper summarizes the current situation of the risk diversification mechanisms of agriculture insurance across China. Taking Jilin,Anhui,and Sichuan as examples,it simulates the potential scale of their agriculture risk and demonstrates the justification of public financial support. It then analyzes the alternate ways of fiscal support and discusses the path selection for government at various levels to support the risk diversification mechanisms of agriculture insurance in China.