摘要
正确界定骗取贷款和贷款诈骗犯罪这两类案件,对于有力打击经济犯罪、维护金融秩序,以及限制刑事司法权的盲目扩张、保护民事主体的经济自主权,具有重要的现实意义。本文从司法实践的应用角度出发,通过对骗取贷款和贷款诈骗两类犯罪的形式区分,深入到实质界定,并结合损失数额的厘定,最终归纳界定这两类犯罪的明确思路和方法。
Correct definition of cheating loan and crime of loan frauds is significantly practical for punishing the economic crimes powerfully, safeguarding the financial order,limiting blind expansion of criminal jurisdiction power and protecting economic autonomy of civil subjects. The paper started from the application of judicial practice, separated cheating loan from crime of loan frauds in form and defined them substantively, combined the loss amount and finally summarized clear thinking and methods in defining these two offences.
关键词
骗取贷款
贷款诈骗罪
形式区分
实质界定
cheating loan
crime of loan frauds
difference in form
defining in substance
