商业银行可否介入P2P?

Could Commercial Banks Get Involved in P2P?

近年来,P2P在我国快速发展,并呈现出良好的潜在空间。商业银行介入P2P是对互联网金融探索的进一步深化,与商业银行转型趋势相符,且不会对自身间接融资造成太大冲击。同时,我国目前对商业银行开展P2P并无禁止性规定,商业银行开展P2P业务还可以有效消除或降低既有平台风险,

In recent years P2P has been developing rapidly and shows benign potential space.Commercial banks moving into P2P correspond with their transformation trends,which won't cause too much impact to indirect financing.At this stage,commercial banks should control positioning platform,organizing structure,operation mode and intervention strategy so on,aiming to build their own P2P.