影子银行与中国式金融创新

Shadow Banking and Chinese Financial Innovation

中国金融业中以银行理财、信托计划等为代表的金融创新业务自2009年迎来了发展高潮。中国的金融创新业务是否就一定等同于国外金融机构所指的影子银行呢?明确了这个问题,才能够探究其背后的影响、机遇和挑战。

Since 2009,financial innovation business represented by wealth management and trust scheme has been booming in China finance industry.To explore the influence,opportunities and challenges,we must identify the problem that whether China's financial innovation business is necessarily equivalent to shadow banks referred to by foreign financial institutions.