信息化与金融安全:开放视角下的分析

Informatization and Financial Security: An Analysis under Open Perspective

金融信息化带来的金融安全问题主要表现为:有组织的互联网攻击对金融安全体系的威胁;数据大集中趋势带来了风险的集中,金融信息安全可能受到灾难性打击;金融机构的信息安全基础设施建设落后,防范金融科技风险的问题凸显;外包业务不断扩大的同时,金融信息科技外包风险不断增大;金融信息行业的软硬件核心技术和设备,严重受制于西方发达国家。对中国的信息化与金融安全提出建议:明确金融信息化安全战略性的地位,注重技术和业务的融合;建立和完善金融信息标准化体系;建立信息安全风险预防及评估体系;加强信息安全立法工作;推动金融信息化服务创新战略;进一步提高金融宏观调控与监管的信息化水平;加大金融信息安全专业人才培养力度。

The financial security problems caused by financial informatization are showed as follows： organized internet attack threat financial security system; information concentration cause risk concentration; weakness of financial information security; the lagging of financial institution on information security infrastructure; with outsource business increasing, the risk of financial information technology outsource is increasing; developing country＇s core technology and equipment are constrained by western developed countries. Based on the analysis, this paper proposes several suggestions for China’s informatization and financial security from several aspects： Clearify the strategic position of financial information security and put importance on the integration of technology and business; Establish and perfect the standardization of financial information system; Establish prevention and assessment system to information security risk; Strengthen the legislative work of information security; Promote innovative strategy of financial information service; Improve the informatization level of finance macro-control and regulatory; Intensify personnel training on financial information security.