摘要
国内资产管理业务的快速发展,在推动金融业发展方面发挥了积极作用;但另一方面,也反映了国内金融发展在利率市场化推进、资产证券化发展等方面的诸多不足。由此也带来了一些挑战,主要是国内金融体系风险上升、货币政策和监管政策的有效性受到削弱等。未来,应通过市场化的改革以及监管政策调整,引导资产管理业务实现规范化发展。
Abstract： Asset management products have developed quickly in recent years, and promoted the development of China＇ s financial sector. However, the rapid development of asset management products reflects the slow progress of interest rate liberalization and asset securitization in China, and imposes challenges on China＇ s financial system, for example the systematic risk raised and the effects of monetary and regulatory policies reduced. In the future, we should promote the development of asset management products through market oriented reforms and the improvement of regulatory policies.
出处
《金融监管研究》
2013年第11期37-47,共11页
Financial Regulation Research
关键词
资产管理
金融发展
市场化改革
Asset Management Products
Financial Development
Market- oriented Reform
