2Daniel Perez.Vicente Salas-Fumas and Jesus Saurina. Bankinglntegration In Europe,Documentos de Trabajo No.0519 Banco de EsPana 2005.
3ECB,The Contribution of the ECB and Euro system to European Financial Integration [R]. ECB Monthly Bulletin, May 2006.
4High-Level Expert Group on reforming the structure of the EU banking sector[J ].European Commission,2012(10).
5IMF.Euro Area Policies-Selected Issues [ P, ] .2005.
6ECB.Consolidationand Diversificationinthe Euro Area Banking Sector[k].Monthly Bulletin,May 2005.
7The Lamfalussy Report,i.e.,Final report of the committee of wise men on the regulation of European securities markets, Brussels, 15 February 2001.
8Commission of the European Communities,The hnpact Assessment Report, SEC (2009) 1234,23 September 2009.
9Regulatio (EU) No 1093/ 2010 of the European Parlia- ment and the Council of 24 November 2010 on establishing a Eu- ropean Supervisory Authority (European Banking Authority),a- mending Decision No 716/ 2009/ EC and repealing Commission Decision 2009/ 78/ EC,Articlel ,Oflficial Journal of the European Union, 15.12.2010 ,L331/ 21.
