中美收入分配与金融发展比较分析

Comparative Study on Sino-US Income Distribution and Financial Development

目前学术界主要关注收入分配对中国经济的影响,还没有人关注中国收入分配的失衡对中国金融结构、金融效率及金融发展的影响。可以基于历年中美两国资金流量表的相关数据比较,深入探讨中国的收入分配状况对中国金融发展的影响。通过这一研究,提出一个新的重大政策建议:要推动中国金融结构的不断完善,并进而刺激中国金融的有效发展,中国除了应在不断完善政府的政策措施、不断健全法治以及不断增加金融机构的种类或扩大金融市场规模等方面继续努力以外,还要大力改善中国的收入分配失衡状况。

There are amounts of concentration on how income distribution affects economic growth in Chi- na in contrast of lacks of attention to how income distribution affects financial development in China. Whether the income distribution will affects the financial structure, financial efficiency and financial development？ This paper based on the flow of funds accounts of China particularly on financial trade to innovatively develop a mechanism that the income distribution indeed affects the financial development. Based on this brand new re- search, this paper suggests that besides striving for the better government policy, complete legal system and in- stitutions, more types of financial institutions and expand financial market to improve China＇s financial devel- opment, another extremely important way is to improve Chinas income distribution structure.