抗战时期大后方的保险业述论

A Study of the Insurance Industry in the Vast Rear Area During China’s War of Resistance Against Japan

抗战的全面爆发,造成了特殊的战争环境,改变了中国保险业的发展进程,形成了以重庆为中心,并由此辐射到整个大后方的保险市场。抗战时期大后方的保险业务分为人身保险与产物保险两类,经营人身保险的保险公司不多,业务量不大;而产物保险却十分发达,种类繁多,其中战时兵险由国民政府出面办理,是国民政府在产物保险方面的一个创举。战时保险业的发展体现出战时特殊环境下的鲜明特点,发挥了重要的历史作用。

With the outbreak of the full-scale War of Resistance against Japan,the exceptional war environment was created in China and altered the progress of the country's insurance industry.An insurance market with Chongqing as its heart was formed and radiated to the vast rear area of China.The insurance services in the vast rear area in wartime period were divided into life insurance and property insurance.There were not many companies providing life insurance,and there were not many insurance services in these companies.On the contrary,the property insurance with a great variety was flourishing.As one kind of property insurance,the war risk in wartime period was underwritten by the National Government.The risk was a pioneering undertaking in property insurance promoted by the Government.The development of the wartime insurance industry in the vast rear area was distinctively characterized by the war environment.The industry played an important role in history.